BOH Mobile Banking

BOH Mobile Banking is the official digital banking platform from Bank of Hawaii, designed to provide secure and convenient financial management directly from a smartphone. This application empowers users to handle everyday banking tasks without visiting a branch, offering a comprehensive suite of tools for monitoring accounts, moving money, and paying bills. The BOH Mobile Banking app delivers a streamlined, efficient, and secure banking experience for customers across Hawaii.

Remote Check Deposit Capture

Users can deposit paper checks by launching the feature within BOH Mobile Banking. The process requires endorsing the check, then using the device’s camera to capture clear images of the front and back. The app guides the user through alignment and automatically processes the images. Once submitted, the deposit is credited to the designated account, following standard funds availability policies. This function within BOH Mobile Banking eliminates the need to physically visit a branch or ATM for check deposits.

Managing Bill Payments

This function allows users to pay their bills electronically through the BOH Mobile Banking interface. Customers first add a payee by providing the company name and account details. To make a payment, they select the payee, enter the payment amount, and choose the delivery date. The system processes the payment electronically or sends a paper check on the user’s behalf. Users can also view their payment history and manage upcoming scheduled payments, all centralized within BOH Mobile Banking for easy tracking.

Sending and Receiving Funds with Zelle

BOH Mobile Banking integrates Zelle for quick person-to-person transfers. To send money, a user selects a contact from their device or enters a recipient’s email or mobile number, specifies the amount, and adds an optional memo before confirming the transaction. Funds are typically available to the recipient within minutes if they are already enrolled with Zelle. Receiving money is automatic; users get a notification directing them to the BOH Mobile Banking app to accept the transfer into their bank account.

Instant Debit Card Controls

This security feature gives users direct control over their debit card. Within the BOH Mobile Banking app, users can view their card status and temporarily turn it off if it is misplaced, preventing new transactions. If the card is found, they can instantly reactivate it. Users can also set custom alerts for specific transaction types, such as international purchases or online orders. These proactive tools in BOH Mobile Banking help customers mitigate potential fraud and monitor card activity in real-time.

Locating Branches and ATMs

The app includes a geo-locator tool to find nearby Bank of Hawaii services. Users access the map feature within BOH Mobile Banking, which uses their device's location to display the closest branches and ATMs. The results provide practical information, including the address, operating hours, available services, and directions. For ATMs, it indicates which machines offer cash withdrawal without a card. This function of BOH Mobile Banking is essential for planning in-person visits or accessing cash while on the go.

Reviewing and Filtering Transaction History

BOH Mobile Banking provides a detailed, searchable ledger of all account activity. Users can view transactions in a list and apply various filters to find specific information. They can sort by date range, transaction amount, or check number. They can also search for a particular merchant or payment recipient. This granular view helps with budgeting and reconciling statements directly within BOH Mobile Banking, offering a clear and organized record of all financial movements.