FSNB Mobile Banking

FSNB Mobile Banking provides a secure and comprehensive digital platform for managing your finances directly from your smartphone. This official application from First Security Bank and Trust Company delivers essential banking services, enabling users to monitor accounts, execute transactions, and handle bills from anywhere. The convenience of FSNB Mobile Banking transforms how customers interact with their money, offering immediate access and control without requiring a branch visit. For those seeking efficient and reliable financial management, FSNB Mobile Banking is an indispensable tool that simplifies everyday banking tasks.

Immediate Account Overview and Balance Monitoring

Upon logging into FSNB Mobile Banking, users are presented with a consolidated dashboard displaying their account summaries. This function provides an instant snapshot of checking, savings, and loan balances. Users simply open the app and authenticate with their credentials to view current available funds and recent transaction histories. This immediate access allows for quick financial assessments, helping customers track spending and manage their budgets effectively without needing to contact customer service or visit an ATM.

Initiating Internal and External Fund Transfers

The transfer feature within FSNB Mobile Banking facilitates moving money between a user's own accounts or to accounts at other financial institutions. To complete a transfer, users select the ‘Transfers’ option, choose the originating and receiving accounts, input the amount, and select a delivery date. After reviewing the details, they confirm the transaction. This process in FSNB Mobile Banking is designed for simplicity, ensuring that users can securely manage their cash flow, pay friends, or consolidate funds in just a few taps.

Scheduling and Managing Bill Payments

Paying bills is streamlined through FSNB Mobile Banking. Users first need to add a payee by providing the company name and their account number. Once set up, they can schedule a one-time or recurring payment by selecting the payee, entering the payment amount, and choosing the date it should be sent. The system processes the payment electronically or via check, and users receive confirmation. This functionality eliminates the need for writing checks or buying stamps, making bill management efficient and organized directly within FSNB Mobile Banking.

Mobile Check Deposit Capture Service

This feature allows users to deposit paper checks remotely using their device's camera. To make a deposit, users endorse the check, open the FSNB Mobile Banking app, and select ‘Mobile Deposit.’ They then capture images of the front and back of the check, enter the amount, and choose the account for deposit. After submission, users receive a confirmation and can track the deposit status. This service offered by FSNB Mobile Banking provides significant convenience, saving a trip to a branch or ATM.

Locating Nearby ATMs and Branch Offices

FSNB Mobile Banking includes a locator tool that uses a device’s GPS to find the nearest in-network ATMs and bank branches. Users access the ‘Locations’ feature, which displays a map with pins for each facility. They can view addresses, operating hours, and available services for each location. This tool is particularly useful for finding fee-free ATMs and planning visits, ensuring that customers can easily access physical services when needed. The utility of FSNB Mobile Banking extends beyond digital transactions to support in-person banking needs.

Configuring Custom Account Alerts and Notifications

Users can personalize their experience and enhance security by setting up various alerts. Within the settings menu of FSNB Mobile Banking, they can choose to receive notifications for low balances, large withdrawals, direct deposits, or unusual activity. These alerts can be delivered via push notification or email. This proactive feature keeps users informed of account activity in real-time, helping to prevent fraud and manage finances more effectively. The alert system is a key component of the secure and user-centric design of FSNB Mobile Banking.